Why 2026 Insurance Premiums are climbing and what that means for you.

Across the country, insurers are raising premiums on standard individual marketplace plans by a median of 18%–20% for 2026 compared with 2025.

Some insurers are requesting premium increases even higher — up to 25%–30% or more — especially where medical costs are rising fast, prescription drugs are expensive, and utilization is up. What this means for you…